Democrats ignored warnings from government experts on the feasibility of a new a new long-term care insurance plan that was included in ObamaCare, the Associated Press reports.
WASHINGTON (AP) — Even as leading Democrats offered assurances to the contrary, government experts repeatedly warned that a new long-term care insurance plan could go belly up, saddling taxpayers with another underfunded benefit program, according to emails disclosed by congressional investigators.
Part of President Barack Obama’s health care law, the program is in limbo as a congressional debt panel searches for budget savings and behind the scenes, administration officials scramble to find a viable financing formula.
The program, Community Living Assistance Services and Supports program (CLASS), was a longstanding priority of the late Senator Ted Kennedy (D-MA). Democrats inserted the plan into ObamaCare despite explicit warnings from experts in the federal government.
“Seems like a recipe for disaster to me,” William Marton, a senior aging policy official in the administration, wrote in an October 2009 email. Marton explained his concern that large numbers of healthy people would not willingly sign up for CLASS, creating a predicament in which soaring premiums for a smaller group of frail beneficiaries would destabilize the program.
The Associated Press says the program is, “insurmountable without making the program mandatory for most workers”. So in other words, you get even less choice in your health care.
And what does this mean? The program entails workers paying about $100 per month to receive about $50 per day in benefits should the worker become disabled later in life. One problem: There’s no way on God’s green Earth that the government can afford the program. Without mandating another $100 per month from your salary, that is. Which they’re now looking to do.
The emails show that the first warning about CLASS came in May 2009, from Richard Foster, head of long range economic forecasts for Medicare. “At first glance this proposal doesn’t look workable,” Foster wrote in an email to other HHS officials, some of whom were working with Congress to get CLASS into the health care law.
Foster said a rough outline of the program would have to enroll more than 230 million people — more than the U.S. workforce — to be financially feasible.
So to be financially feasible we only need more workers to enroll than actually exist. Foster repeatedly tried to warn the administration. A study conducted by AARP also raised concerns about the program’s financial feasibility, but that was ignored too — both by the administration and AARP itself.
Foster wrote the administration:
Thirty-six years of (professional) experience lead me to believe that this program would collapse in short order and require significant federal subsidies to continue.
Still the administration ignored his warnings. And now we’re finding out he was right. And now the administration is scrambling to find a way for the program to be feasible. That solution may include mandating almost every worker join, further eroding choice in health care.


by Stephan Tawney on September 15, 2011